Can Physicians Get Special Discounts or Incentives?
Learn where physicians qualify for financial incentives, including mortgages, insurance discounts, banking perks, and relocation packages.
What Loan Term Should Physicians Choose: 15, 20, or 30 Years?
Learn how physicians should choose a mortgage term based on career stage, cash flow, and long-term financial goals.
Can Physicians Get a Fixed-Rate Mortgage or Is an Adjustable-Rate Mortgage Better?
Learn how physicians should choose between fixed and adjustable-rate mortgages based on career stage, timeline, and financial strategy.
What Down Payment Is Required? Can It Be 0–10%?
The right guidance ensures you’re not just buying a home, you’re building a strong financial foundation.
Is Private Mortgage Insurance Required for Physicians?
Learn when physicians must pay PMI, when it can be avoided, and how specialized mortgage programs change the math.
Can Student Loans Be Excluded From Debt-to-Income Calculations for Physicians?
Learn how physician lenders evaluate student debt, when loans can be adjusted in DTI calculations, and how doctors can qualify for a mortgage.
What Down Payment Is Required for Physicians, Can It Really Be 0–10%?
For many physicians, 0–10% is realistic and strategic — but it should fit within a broader financial plan.
Should Physicians Avoid Homes That Have Been Sitting on the Market?
If you’re a physician browsing homes and notice one that’s been sitting...
What Major Financial Decisions Do Doctors Face After Residency?
Finishing residency is a huge milestone—but it also brings a wave of...
Is Buying a Home Finally Becoming More Affordable for Physicians?
After years of high prices and rising rates, many physicians have been...
How to Bridge the Gap Between Residency and Your First Paycheck
Finishing residency or fellowship is a major milestone—but financially,...
Should Physicians Buy Their First Home in Today’s Market?
As a physician, buying your first home can feel like stepping into a...
Are Home Insurance Costs Rising and What Should Physicians Plan For?
Buying a home is a major milestone, especially for physicians balancing...
When Strong Income Meets Bad Timing – Why Physicians Sometimes Need Short-Term Funding
Physicians are often told they’re “financially secure.” On paper, that’s...
Why Physician Funding Decisions Should Never Be Made in Isolation
Short-term funding can feel like a standalone decision—but for...
From Residency to Attending – Navigating Financial Transitions with Confidence
Few career paths involve as many transitions as medicine. Residency....